Beth M Tdx

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To whom, I applied to my credit union, Jovia for a second home equity line of credit because I couldn't increase the one I had. I was advised by a financial consultant to use the equity in my house to pay for college for my son instead of taking out student loans. I recently retired and my income is about 60% of my former income. I helped my niece, a NYC Public School Teacher to get a car when her car died, I helped my son get a car so he could commute back and forth to college. My car had 227,000 miles on it. My mechanic advised me that "anything could happen". I wasn't willing to chance that even though originally I wasn't planning on getting another car. Then my son started college. Through LOANLINER I was denied due to " too many inquiries". Half of the inquiries are from Jovia itself! These are not frivolous loans. I didn't go on a cruise or a vacation. This makes no sense to me. How long do I have to wait to request another HELOC that won't have "too many inquiries"? Why can't I increase the first one instead of getting another one and having TWO interest rates??? Beth Anne Magazzo
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Preferred solution: A HELOC

User's recommendation: For loans maybe try a bank instead of a Credit Union. The rates should be better with a CU but this red tape is a problem.

Patrick H Bro
map-marker Honolulu, Hawaii

Finding out about Insurance policy

May have got it long ago but dont remember details. I am working on a trust. State of Hawaii FCU. Might have bought extra insurance from CUNA but dont remember. It would be under my name, Patrick C. Hodges
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  • Affordability

Preferred solution: Info on my policy if I have one.

map-marker Fort Worth, Texas

Non payment

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This company is a rip off of people's hard e should earned money. It does not like to pay off but does not he d irate to get theirs. My husband accidentally drowned in July 2020. I have submitted all the info at their request. They are constantly asking for this over and over to prevent payment. The adjuster refuses to speak.always out of office. My intent is to get legal counsel to get my money plus added for pain and hardship. It is best to purchase a whole or term policy from a reputable company than an accident policy from a bank or credit union. This is to their advantage if you have as existing loanAngry
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  • Affordability
  • Non payment
  • Slow payment

Preferred solution: Let the company propose a solution

User's recommendation: Run to the hills. Have a legal overview before purchasing.

Inaya Bfm
map-marker North Augusta, South Carolina

Cuna and low risk investment beware!!!!

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I asked a financial advisor at my bank to help me invest into a low risk fund, $30,000 was invested in 4 months it has lost over $1,000 dollars. I think my investor wasn't listening ,that's a hard hit for just 4 months . My investor was clearly told to only invest into a very low risk investment to earn a little more than what a bank offers in interest, I'm very unhappy with this investment . I receive very little notifications from this financial group, I feel like my money is being taken , and unaware of were its going ,really want to bail out . Beware!!!!
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Reason of review:
Poor customer service

Preferred solution: Full refund

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